Homeowners Insurance in and around Birmingham
Protect what's important from the unanticipated.
Help cover your home

Would you like to create a personalized homeowners quote?
There’s No Place Like Home
After a long day, there’s nothing better than coming home. Home is where you chill out, laugh and play and relax. It’s where you build a life with family and friends.
Protect what's important from the unanticipated.
Help cover your home

Protect Your Home With Insurance From State Farm
Joyce Ladd can walk you through the whole coverage process, step by step. You can have a straightforward experience to get a protection plan for everything that’s meaningful to you. We’re talking about more than just protection for your home gadgets, swing sets and furnishings. Protect your family keepsakes—like pictures and collectibles. Protect your hobbies and interests—like cameras and sports equipment. And Agent Joyce Ladd can share more information about State Farm’s great savings and coverage options. There are savings if you have home security devices or carry multiple lines of State Farm insurance, and there are plenty of policy inclusions, such as liability insurance to protect you from covered claims and legal suits.
When your Birmingham, AL, residence is insured by State Farm, even if life doesn't go right, your most valuable asset may be protected! Call or go online now and discover how State Farm agent Joyce Ladd can help meet your home insurance needs.
Have More Questions About Homeowners Insurance?
Call Joyce at (205) 780-2955 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Home safety checklist
Home safety checklist
Consider these home safety measures to help prevent common household injuries.
How to clean gutters and downspouts safely
How to clean gutters and downspouts safely
Regular gutter cleaning may help you avoid expensive repairs to your home and yard. Learn how to clean gutters safely.

Simple Insights®
Home safety checklist
Home safety checklist
Consider these home safety measures to help prevent common household injuries.
How to clean gutters and downspouts safely
How to clean gutters and downspouts safely
Regular gutter cleaning may help you avoid expensive repairs to your home and yard. Learn how to clean gutters safely.