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Homeowners Insurance in and around Birmingham

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • McCalla, AL
  • Ensley, AL
  • Bessemer, AL
  • Bush Hills
  • Titusville
  • Pleasant Grove, AL
  • Belview Heights
  • Smithfield
  • Tuscaloosa, AL
  • Leeds, AL
  • Trussville, AL
  • Gardendale, AL
  • Hueytown, AL
  • Montgomery, AL
  • Fairfield, AL
  • Midfield, AL
  • Hoover, AL
  • Vestavia Hills, AL
  • Gadsden, AL

Insure Your Home With State Farm's Homeowners Insurance

No one knows what tomorrow will bring. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance protects more than just your home's structure. It protects both your home and the things inside it. In case of a burglary or a fire, you may have damage to some of your possessions on top of damage to the actual house. If you don't have enough coverage, you won't get any money to replace your things. Some of your valuables can be covered if they are lost or damaged outside of your home, like if your car is stolen with your computer inside it or your bicycle is stolen from work.

A good neighbor helps you insure your home with State Farm.

Apply for homeowners insurance with State Farm

Don't Sweat The Small Stuff, We've Got You Covered.

Fantastic coverage like this is why Birmingham homeowners choose State Farm insurance. State Farm Agent Joyce Ladd can offer coverage options for the level of coverage you have in mind. If troubles like drain backups, identity theft or service line repair find you, Agent Joyce Ladd can be there to help you file your claim.

Ready for some help exploring your specific homeowners coverage options? Reach out to agent Joyce Ladd's team for assistance today!

Have More Questions About Homeowners Insurance?

Call Joyce at (205) 780-2955 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Signing a lease: What you need to know

When signing a lease, it’s important to prepare, understand your lease agreement, and ask the right questions of your landlord.

Help save trees from the emerald ash borer

This pest can kill your ash trees if given the chance, so learn more about identifying and staving off emerald ash borers.

Profile photo of a State Farm Agent named: Joyce Ladd

Joyce Ladd

State Farm® Insurance Agent
Office Address:
2110 Bessemer Road
Birmingham, AL 35208-3408
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Joyce Ladd

Joyce Ladd

State Farm® Insurance Agent
Office Address:
2110 Bessemer Road
Birmingham, AL 35208-3408
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Signing a lease: What you need to know

When signing a lease, it’s important to prepare, understand your lease agreement, and ask the right questions of your landlord.

Help save trees from the emerald ash borer

This pest can kill your ash trees if given the chance, so learn more about identifying and staving off emerald ash borers.