Joyce Ladd

• 💰 Did you know that Life Insurance has many perks to you as a customer? Here are a few to consider:

  • Financial Security: Life Insurance aims to provide a sense of financial security, helping your loved ones maintain their lifestyle even in challenging times.

  • Debt Protection: Life Insurance can help cover outstanding debts, potentially relieving your family from the pain of loan repayments.

  • Business Continuity: If you own a business, Life Insurance can play a vital role in providing funds to cover expenses, repay debts, or facilitate the smooth transfer of ownership in unfortunate circumstances..

I have been a State Farm Agent since 1988 and a lifelong resident of Birmingham, Alabama having earned my B.A. from Birmingham Southern College and M.B.A from Samford University. I later earned the Chartered Life Underwriter (CLU®) and Chartered Financial Con. (ChFC®) Designations from the American College of Financial Services. I am married with two children, and enjoy music, reading, home chef meal prep, special service projects, Birmingham restaurants & shopping as well as travel. In my local church I serve in the music and prayer ministries. I am an avid researcher gravitating towards theological learning with teaching opportunities. I also enjoy family history research and data preservation.

We offer coverage for a wide variety of products and as life happens, we are here to help make sure that coverages keep up with customers changing needs. I look forward to developing a Personal Price Plan for those wanting a quote for car insurance, home insurance, life insurance, health insurance, business insurance and pet insurance.

Are you purchasing a home, moving into town or starting a new business? Call us. We love taking care of our customers in Western, Southwestern and greater Birmingham areas including Titusville, Forestdale, Centerpoint, Helena, Calera, Fultondale, Gardendale, and McCalla. We offer products to satisfy most of your life insurance and financial service needs.